Yes, the issue is likely because the account is **brand new**, and Chase hasn't fully processed it for third-party integrations yet. Even though **Plaid** can verify it, Etsy (or any platform using Plaid) might still flag it as **"not compatible"** due to restrictions placed on newly opened accounts.
### **Possible Reasons & Solutions:**
**New Account Processing Delay:**
- Some banks (including Chase) **hold new accounts for 24-48 hours** before allowing third-party connections.
- **Solution:** Wait **24 hours**, then try again.
**Account Type Restriction:**
- Some Chase checking accounts (e.g., **student accounts, business accounts, or high-security accounts**) **block Plaid integrations**.
- **Solution:** If you have multiple checking accounts, try linking another one.
**Chase’s Third-Party App Permissions:**
- Chase sometimes **blocks external access** until you approve it in your online banking settings.
- **Solution:** Log into your **Chase account → Security & Privacy settings** → Look for **"Third-Party App Access"** and enable it.
**Plaid’s Internal Limitations:**
- Some users have reported that **Plaid doesn’t support all checking accounts from major banks, even if it should.**
- **Solution:** Instead of using **Plaid’s instant verification**, try **manual verification (micro-deposits).**
- Etsy usually offers this if instant linking fails. It takes **1-2 days** to verify but **bypasses Plaid issues.**
### **Final Advice:**
- **Try again tomorrow** (as Etsy support suggested).
- **Check Chase’s settings** for third-party app permissions.
- **If instant linking keeps failing, use manual verification (micro-deposits).**
If none of this works, **Etsy Support may need to manually override the issue.
