? on how to categorize credit card payments and fees

New to Wave, but so far, I like it. I've been stumped trying to figure out how to categorize the fees and then the automatic credit card payments that are made at the beginning of each month. I can't have them both be withdrawls, because that will make my income wrong, and if I do the payment as a deposit and the rest as a withdrawl, it will put extra income into my account... won't it? Or will it balance out? The other problem is configuring how to categorize the credit card payment made from my bank account to pay off the credit card used to pay the fees... I know, so confusing.
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