Red Necklace Carnelian, Citrine and Tigers Eye Chakra Balancing for Prosperity & Abundance
Your title needs to say what your item actually is. Leave the prosperity stuff for the description. Creative tags are not helpful with relevancy search.
Your item has too many words that buyers won't search. Why don't you have beaded necklace, seed beads, glass beads, handmade, etc. in your title? Buyers search terms like tan, brown, earth tone, orange...not citrine, unless citrine is the name of a stone or something.
Your tags should repeat the keyword phrases in your title. If you search "Christmas ornament" this will NOT match "Christmas tree ornament" in the search results because it has to be the exact phrase. Figure out which keyword phrases buyers are actually using and put those in your title. For example: "Red Handmade Crochet Scarf, Long Wool Scarf, Striped Pattern,: etc. Then repeat those phrases in your tags: handmade scarf, crochet scarf, long scarf, wool scarf, red scarf, striped pattern, red stripes, etc.
You can have the prettiest items in the world, but unless you are one of those lucky sellers who gets easy views, you have to make sure you are "findable" on Etsy by using terms that buyers actually use. I wear jewelry everyday, some that I bought on Etsy. However, I would never search "prosperity" when buying. I am currently wearing one of my fave stud earrings from Etsy. Guess what I typed in when searching? post earrings, stud earrings.
This is the shop I bought from:
http://www.etsy.com/listing/85215246/tiny-stud-earrings-post-earrings-earringHer title and tags matched my search very well. I then bought from her and loved the item!