Hi everyone,
I just want to say I heard back from admin today, and it turns out that the money ($0.01) will have to show up in my bank account, NOT my etsy account. Why they then provide a link to the etsy account is beyond me - extremely confusing. It makes you think you should see their deposit, when it turns out you won't. Anyway, it seems I am set up - still waiting for my 1st DC customer-, but I wanted to share this because the etsy communication on this point is so unclear.
Thanks again for everyone weighing in!