Pentecost here. I opened my Etsy account 11/09/2006 and do a low-volume business. On April 6, 2012, I accepted the DC option and almost immediately made a sale, the seller using DC. The fee was removed from my payment, but I have not yet received the payment. in my bank account. I have twice given my bank account routing and account numbers to Etsy, and I have marked the payment shipped, as of April 21, one day after the item sold, but the payment has not yet been transferred to my bank account. I emailed Etsy with a question and got the reply stating something like, "We're working on it". How long does it take? My DC page still shows that my bank account info numbers need to be sent.
I have not found a way to un-join the DC option. Using PayPal is way easier. I was a charter member of PayPal after I joined eBay a way long time ago, when no fees at all were taken from my payments. Everything changes. But if Etsy doesn't fix this glitch, I'm outta here, after I get my measly payment, that is.
Good luck to all y'all, too.