Hi there,
Wanted to hop in to clarify -- this is not a test. Rather, we changed the bank information is verified. Prior to August 1, all bank information had to be manually verified by the seller, using two small deposits.
Now, we simply deposit one small deposit (totaling $0.01 USD) and ask that the seller get in touch with us via Etsy Support if they did not receive it.
Hope this helps to clarify!