I ask the client/family member to create an Etsy profile then I create a PRIVATE CUSTOM listing for what I've sold to them.
This way I can define the price and shipping etc. and they can complete the transaction using a credit card or PayPal. Also, since it is a private listing, the details of the price are only viewable to the client and myself. Anyone looking at my SOLD listings will only see SOLD as the price and be shown other items in my shop that are similar.
Seems to work for me... hope it helps you all out in Canada Etsy Land.