While a lot of sellers offer alternate payments (amazon, checks, money orders, and a couple of new ones similar to pay pal), I've used pay pal for two years now and have had no problem. Admittedly the fees from Etsy or Ebay plus pay pal do add up, but I've found consistency and dependability. with PayPal. I do NOT use pay pal's debit card, I've heard lots of problem with that, and I don't leave much money in my pay pal account.
When you first start, pay pal will hold the money you earn until the goods you've sent are received and acknowledged; that is, until you've proved your dependability to them.