WT heck is going on? Did Etsy draft this out of my account? It's showing as a positive balance? I really need a response here, Etsy

lovestrucksoul
Community Member

Re: Etsy drafted $395 out of my checking today?

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Monday is President's Day... 

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SweetHorseDesignCo
Community Member

Re: Etsy drafted $395 out of my checking today?

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I agree. Puts the burden on us, and saves then the bank service charge to reverse. Plus, if charge goes thru, then we pay interest on money  until money is in our accounts. Not honorable at all. How it even happened is even more frightening. I turned off auto billing. 

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ThisUniqueHome
Community Member

Re: Etsy drafted $395 out of my checking today?

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They did something early this morning to goof things up. Before my card was ever charged, I sent etsy an email stating that my payment account balance was too higher. About 10 minutes later the balance went up another $139, then my cc was charged!

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SansoneStationery
Community Member

Re: Etsy drafted $395 out of my checking today?

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They charged my credit card a heart-stopping $1,634.68 through automatic card payment (even though my sales consistently cover my fees daily). But then they deposited that money to my checking account along with today's funds for deposit. Just to be safe in the future, I've turned off automatic payments.

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SopersCoins
Community Member

Re: Etsy drafted $395 out of my checking today?

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They hit me for $1695.  They are not legally allowed to charge cards for no reason.  They did this on this Friday because this is when people’s biweekly checks get direct deposited.  SCAM 

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thetrovehawaii
Community Member

Re: Etsy drafted $395 out of my checking today?

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This is crazy! I’m so upset that this happened (and to so many of us) but I am glad I’m not alone in trying to get an answer out of Etsy. I hope it escalates high enough for a quick resolution. I’m not a fan of re-depositing the money, so many are going to get hit with fees because of that delay.

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APaperEvent
Community Member

Re: Etsy drafted $395 out of my checking today?

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Etsy needs to refund the card it was taken from! Yesterday I changed my payment account to a new checking account.  According to Etsy, it takes 5-7 business days for them to credit a new account.  In the meantime, they have emptied my personal checking account and I will incur numerous overdraft fees, along with not being able to make any purchases for at least a week!

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JMOldeVintage
Community Member

Re: Etsy drafted $395 out of my checking today?

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Yes, Etsy should refund the credit card the $$ were taken from. As I've already said in other posts, you can't take your Etsy Acct Funds & pay for car tires or a kitchen appliance. And even then, the process will take some time. And for those who have a debit card/checking account attached to Etsy, from some of the amounts I've seen, many could already be incurring overdraft fees as I type this.

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DarolsDivineDesigns
Community Member

Re: Etsy drafted $395 out of my checking today?

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Well, they drafted $788.00 out of my bank account today!  Completely unacceptable!

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TlcCreatesVintage
Community Member

Re: Etsy drafted $395 out of my checking today?

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My card was charged over 1,000 dollars!!! WTF......and now they are just going to deposit that back into our accounts which will take till Tuesday for me to actually have that money!!!!!  Not acceptable.  It's a three day weekend PEOPLE!!  We won't see that money anytime soon

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WendyWildcraft
Community Member

Re: Etsy drafted $395 out of my checking today?

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Same here.

Call your bank or credit card company and let them know what is happening with Etsy. Check your Etsy account balance. It should be positive for the same amount they charged. Request to have it sent to your bank. Hoping our credit card companies or banks will help us with the overdrafts or over limit fees.

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SusanWindsor
Community Member

Re: Etsy drafted $395 out of my checking today?

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This is not acceptable! They charged me over $2200. Their "fix" is to add it back to my payment account? Now my money is tied up with them until Tuesday? This is the worst error Etsy has made in the 9+ years I've been a part of it. EXTREMELY disappointed and frustrated!

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TlcCreatesVintage
Community Member

Re: Etsy drafted $395 out of my checking today?

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And it could happen again!!!  With NO warning.

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SweetHorseDesignCo
Community Member

Re: Etsy drafted $395 out of my checking today?

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The scariest part is how it happened in the first place. Unprecedented, and terrifying. I turned off autobil. They hupit my card 1300.00

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TlcCreatesVintage
Community Member

Re: Etsy drafted $395 out of my checking today?

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They are not just canceling the credit card pending drafts....they are doing their lovely three day I will get the money back to your accout Etsy transfer.

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SansoneStationery
Community Member

Re: Etsy drafted $395 out of my checking today?

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OMG I just realized that! We should NOT have to wait until Tuesday for a resolution! They charged my credit card a heart-stopping $1,634.68 through automatic card payment (even though my sales consistently cover my fees daily). 

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CordShoppeandMore
Community Member

Re: Etsy drafted $395 out of my checking today?

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how do we know, is your bank calling or is it showing up in etsy?

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APaperEvent
Community Member

Re: Etsy drafted $395 out of my checking today?

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I found out because my husband called me to ask what I  spent on Etsy for $1,400 (overdrawing checking account)!  

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lovestrucksoul
Community Member

Re: Etsy drafted $395 out of my checking today?

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I got an immediete fraud related text from Suntrust, asking if I authorized a payment to Etsy for $5400-some odd dollars and cents. then a few minutes later a robocall from Suntrust about it, while I was on hold with Suntrust because they'd put a hold on my card. Which I had to authorize cancelling, since I have no idea what ETsy may do next :(

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thetrovehawaii
Community Member

Re: Etsy drafted $395 out of my checking today?

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I haven’t even seen a statement from Etsy, which is upsetting. 

 

I saw a huge pending charge on my account, then got an email about a deposit from Etsy separately. Couldn’t find an order, so checked my payment account then ended up here trying to figure out wth is going on.

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ThisUniqueHome
Community Member

Re: Etsy drafted $395 out of my checking today?

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The easiest way to see if it's happened to you is to look at your payment account.  Is the amount what you were expecting, or is it astronomically larger than yesterday?

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CuriosAnCollectibles
Community Member

Re: Etsy drafted $395 out of my checking today?

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And these people have access to our finances! 

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SimonsTreasures
Community Member

Re: Etsy drafted $395 out of my checking today?

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They debited me 1725.00. OMFG!

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FenderMinerals
Community Member

Re: Etsy drafted $395 out of my checking today?

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I will say it again and again:  Please ditch the debit card and use a credit card.  Please.  

Credit cards have a 25 day grace and also have much better legislated  consumer protections

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DarolsDivineDesigns
Community Member

Re: Etsy drafted $395 out of my checking today?

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This should NEVER happen, debit or credit card.  

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